This magazine is about real people who do not live the rich and famous life. We are about helping those less fortunate save money, cook food on budgets, dress for less, and help promote small businesses/organizations. Tax time is coming and if you get a tax refund please don’t be one of the millions who go and spend money just because you have the extra money. You will stay broke if you don’t budget and save as much as you can. You do not need a new car if you already have one. You don’t need to eat at an expensive restaurant cook your own meals at home and save money, you don’t need 20 pairs of shoes…5 will do lol. In all seriousness I want people to spend less so here are some tips to help you do that this tax season or anytime you want to spend less money.
1. Ignore the discounts – The fact that you spend less on something does not make purchasing it a smart move or make it something you can afford. Of course the discounts look good but places like groupon, car lots, or stores will make sure they give you “deep discounts” so you can come in and spend all of your tax money. Ignore things that are wants and focus on your needs first. Then if you have something left over splurge on something small.
2. Order wisely – When I go out to a restaurant especially ones that serve bread I am full after the appetizer….do you really need an appetizer? No, you don’t. Skip it the next time you go out ask for a cup of water to save on drinking the high priced drinks. When I go to someplace like Longhorn Steakhouse I don’t order the kids anything they eat off of the husband and I. They give you salad, bread, and a side item. We split our foot for the kids since they don’t eat much anyway we don’t waste money on buying them anything for it to be half eaten.
Saves on calories and you can always order a larger drink if need be. (next week I will show you that it’s cheaper sometimes to cook at home on a segment in our food section)
3. Buy non name brand stuff – This one is hard for me but when you are broke you have to cut money somehow. I figure I would start with store brand sandwich bags, freezer bags, and foil paper. You throw it away once done anyway so why buy the expensive kinds. To help my food in the freezer I wrap them in foil first then put them in the bags. It’s still fresh and I feel better about throwing them away because I know I didn’t spend a whole lot on them. My son takes his school lunch in bags….I never see the bags I am not spending extra on things he throws away at school. I buy store bread (publix is my fav), I also buy store brand paper towels it’s another thing you throw away once you are done.
4. Put yourself on a budget – Pay yourself every week after you have paid your bills. Give yourself a budget to spend weekly. For instance we can only spend 20.00 a week around here that includes eating out, snack machine buys, or buying something for ourselves. If we run out of our 20.00 then we are out of luck and will have to wait until the next week. That is how we stay on budget try it the next time you go into target…..only take 20.00 that bullseye won’t have a chance to lure you in.
What are some ways to spend less money?